PRIVILEGES
- Interest 1.5% only
- Simple and easy instalment for monthly repayment
- Rebate or without interest for early settlement
- Blacklist specialist
- Simple and easy instalment for monthly repayment
- Rebate or without interest for early settlement
- Blacklist specialist
REQUIREMENT
- Malaysian citizen
- 18 years of age and above
- Driving License B
- Blacklisted are qualify to apply
- 18 years of age and above
- Driving License B
- Blacklisted are qualify to apply
DOCUMENT REQUIRED
- Latest 3 months pay slip
- Latest 2 months of utilities bill
- Latest update bank savings account passbook (for the past 3months)
- Or latest 3 months current / savings account bank statement for verification purpose
- Copy of License B
- Copy of NRIC
* Note: IOS reserves the right to request additional documents if necessary
- Latest 2 months of utilities bill
- Latest update bank savings account passbook (for the past 3months)
- Or latest 3 months current / savings account bank statement for verification purpose
- Copy of License B
- Copy of NRIC
* Note: IOS reserves the right to request additional documents if necessary
Check out our Dealership here >>> Motor Loan Dealership
How to Apply?
FAQ
Q: What is IOS Motorcycle Easy Payment?
A: Motorcycle Easy Payment is a credit facility granted to end consumer for purchasing motorcycle.
Q: What documents do I need to submit ?
A: We required the following documents:
- Copy of NRIC
- Latest 3 months pay slip
- Valid License
- Latest update bank savings account passbook (for the past 3months)
- Or latest 3 months current / savings account bank statement for verification purpose
- Latest 2 months of electricity or water bill which been paid
*Note: IOS reserves the right to request additional documents from applicant where deemed necessary.
Q: What is the Loan Tenure for IOS Motorcycle Easy Payment Scheme?
A: IOS Motorcycle Easy Payment Scheme does provide flexi installment tenors from 6, 10, 12,18 to maximum 24 months.
*Note: Depends on qualifications from applicant.
Q: Isn’t compulsory to have a guarantor in order to get loan approved?
A: Guarantor provision is not compulsory.
Q: How do I make monthly repayment?
A: The usual monthly repayment is by auto-debit. Deduction from your salary.
Q: Will my personal information be kept in confidential?
A: Yes.
Q: How long is the approval process?
A: 10 (ten) working days. Subjected to the finance amount. Terms & conditions apply.
Q: What should I do in the event if I lost my Motorcycle?
A: STEP 1
1. Lodge a police report on the lost of Motor Vehicles with the nearest police station immediately. (Within 24hours)
2.To obtain Insurance Claim Form from the relevant Insurance Company.
3.To fill up the insurance Claim Form completely.
4.To prepare the following documents:
- Copy of NRIC
- Copy of valid driving license
- Original Copy of Road Tax (if any)
- Original Copy of Police Report
- Copy of Vehicle Registration Card (if received)
- Copy of Insurance Cover Note
- Copy of Hire Purchase Agreement
A: STEP2
1.To submit the above documents (item 3 & 4) to IOS
2.To obtain latest outstanding balance account.
3.To update personal information:
- Latest address
- Latest Contact number (Mobile, House & Office)
A: STEP3
1.To continue servicing the monthly installment as per payment schedule.
2.To follow up on the insurance claim status with the Insurance Company (at least once a month).
3.IMPORTANT: Please ensure that IOS & the Insurance Company have your latest contact numbers in particularly mobile number to update you on any new information.
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